Jhony Chandra
Will insurance alone help achieve all financial goals? No. Will saving or investment alone help achieve all financial goals? No. Holistic financial planning is a journey that one walks through in order to achieve various important financial goals and milestones.
Jhony Chandra, came from Binjai, a small city in Indonesia, grew up in a humble family, in which he witnessed how his parents overturned the family business from crisis to success through hard work and good financial advice.
With that experience in mind, he believes every family must be able to achieve each of the financial goal. This is the reason why he focuses on educating families as well as individuals on the importance of holistic financial planning and its impact on the whole family.
In the past, Jhony worked as a teacher and a private tutor back in Indonesia, which is why he is passionate in teaching and educating. He is always keen to learn new things in relation to financial planning and financial education. He feels it is necessary so that he can add value to clients. That will be the best legacy he can leave behind for them.
On top of financial planning, Jhony Chandra is also a certified estate planner for families and businesspeople. Hence, based on the holistic approach adopted in his practice, a complete planning not only covers the aspects of protection and accumulation, but it also needs to cover the aspect of strategic distribution as well.
Testimonials
Farid Mardhana
“My working relationship with Jhony started in 2014. He is a good listener with a good understanding of his client’s situation. I like that the way he approaches me and my family as his clients holistically. His approach is holistic financial planning, which means he doesn’t treat insurance and accumulation separately.
He is also a constant learner, who always seeks to improve his financial planning knowledge. Then, he will use that knowledge to value add me, which I appreciate very much because it gives me better understanding of financial planning.
Most importantly, now he has financial journey for me to follow.
And this gives me a clarity of my current standing. “
Ocampo Ferdinand
“I first got to know Jhony near the end of 2016. That was the start of our client-advisor relationship. Since then, I have entrusted Jhony to handle my whole family financial portfolio.
The thing I like about him is he regularly gets in touch with me to update me on my current portfolio, he also updates me on the things we hope to improve as well as what he feels is fine – based on his professional point of view. As a professional, I see Jhony as someone who is always hungry for new knowledge on financial planning; and he always seeks to add value to me, as his client. He even helps me to strategize my insurance needs without neglecting my plan for retirement. In other words, he looks at my situation holistically.
Lastly, I like the fact that he has a clear blueprint of financial journey which gives me clarity of where I am and where I will be.”
Hendra Su
I have known Jhony for almost a decade now. He is not only my financial advisor but also a long time friend of mine.
My impression of Jhony has never changed. He is a dedicated person in things that he does, be it profession, hobbies, family and personal matters. He definitely is the kind of person who looks at the glass half full instead of half empty. His positive outlook in life makes him who he is today. Jhony has been my financial advisor for the past 6 years. He is very professional and has never failed to provide detailed information on his services.
He is trustworthy and knowledgeable in his field. He is consistent in his reviews, takes on the responsibility to update his clients of financial/investment movements and is endearing and accommodating in the process. I am very satisfied with his services both as a client and friend.
In this dynamic and consistently changing financial market, I believe Jhony will be an ideal advisor to look for.
Albert Lee
Jhony Chandra has been attending to my saving and investment plans since 2014. My experience is that Jhony cares about his clients by aligning their goals with his services.
I am confident that Jhony will continue to push my financial plans forwards with advice that is in my best interest.
Thanks Jhony!
Nur Adillah
Jhony is a great person with great character. He is very trustworthy and provides excellent service. Jhony has made the process of dealing with insurance easy and painless.
This is a process I normally dread, but he made it easy. He made recommendations that no other agents had ever made. And they are in my best interests.
Jhony took the time to analyse my insurance policies and was able to make excellent recommendations. I have known Jhony for many years now – he is a man with great integrity and positive work ethic. He strives his best for his clients.
He explained different insurance policies with me, focusing on their key benefits. I appreciate him being not pushy at all times. Jhony is also very efficient in assisting me during times of need. He is always contactable and available for me.
You can place your trust in Jhony. I am confident that you will be in good hands under his care.
Regards,
Nur Adillah
Muhammad Nazri
I first got to know Jhony in the year of 2016. That was the start of our client-advisor relationship. Since then, I have entrusted Jhony to handle my insurance policies till now.
What I like about him is that he regularly gets in touch with me to update me on my current insurance status. He will provide updates and recommend effective strategies to protect my wealth. And he does so within the budget allocated. This is the reason why I feel comfortable having him as my advisor.
And he also keeps me updated on the latest developments in the wealth planning industry.
Jhony is trustworthy – both as an agent and as a friend.
Thank you so much bro,
Best regards,
Muhammad Nazri
Toh Chun Zheng
Jhony has been my AIA agent since 2015. He has provided timely updates when there are changes – especially with regards to hospitalisation policies which are changing rapidly.
He recommends only products that cover gaps in my portfolio. All the policy details, including claim procedures are explained clearly. He has enabled me to understand my policies adequately.
This has been a much better personal experience since I started meeting insurance agents since 2009. Most were just looking out to sell products instead of checking the client’s needs first.
I would highly recommend Jhony to anyone who is looking to start their insurance policies or to check their insurance coverage gaps.
Regards,
Toh Chun Zheng
Bharani Karthik And Family
We would like to express our sincere appreciation for the exceptional support and guidance provided by Jhony Chandra in helping our family navigate our financial journey.
We have known Jhony since 2016, and over the years, he has been a trusted advisor who consistently demonstrated professionalism, integrity, and genuine care for our well-being. From the very beginning, he took the time to understand not just our individual needs, but also the broader aspirations and responsibilities we hold as a family.
His holistic approach to financial planning gave us clarity and confidence – far beyond what we previously thought insurance or investments alone could achieve. What truly sets Jhony apart is his strong commitment to insurance and investments. He patiently walked us through each step, ensuring that our family fully understood the rationale behind every recommendation. This empowered us to make informed decisions for ourselves and for our child’s future.
Jhony’s expertise, including his strength in investment planning, provided us with a comprehensive plan that addresses protection, wealth accumulation, and long-term distribution. Knowing that our family’s financial foundation is thoughtfully structured brings us immense peace of mind.
Beyond professionalism, Jhony’s sincerity and dedication stood out. Over the years, he has consistently gone the extra mile to ensure that our concerns are addressed and that we remain aligned with our goals.
We are truly grateful for his guidance and would highly recommend Jhony Chandra to any individual or family seeking a trusted partner in achieving their financial milestones.
– Bharani Karthik & Family
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